Reports: Tax, P&L, and Portfolio Analysis
Reports turn your confirmed transaction data into ready-to-use outputs — a Schedule E breakdown by IRS category, P&L summaries by property, and a 12-month cash flow chart. Everything derives from the same transaction ledger you’ve been building in Money.
Reports require the Host plan or above. Free plan users see an upgrade prompt when navigating to Reports. Upgrade at Settings → Billing to unlock access.
Available Reports
What Drives Your Reports
Reports are generated from your confirmed transactions in the Money ledger. Draft transactions (obligation-generated, not yet confirmed) do not appear in any report.
Before running a report:
- Make sure all transactions for the period are entered
- Confirm any obligation-generated drafts (or void them if they shouldn’t count)
- Double-check categories — run the Schedule E export once to spot miscategorized transactions, fix them in Money, then re-export
Go to Money → Direction: Expenses → Status: Draft to check for unconfirmed transactions before running year-end reports.
Year Selector
The Reports view shows a year selector at the top — choose any year for which you have transaction history. The date range displayed updates automatically: “Jan – Dec 2025” for a full prior year, or “Jan – Jun 2026” for a partial current year.
Report Sections
Cash Flow Chart (12 months)
A bar chart showing month-by-month income vs. expenses for the selected year. The same chart appears on the Today view for the rolling 12-month window; here it’s anchored to the selected year and shows the full January–December picture.
Summary KPIs
- Total Income (YTD for selected year)
- Total Expenses (YTD for selected year)
- Net Income (YTD for selected year)
Schedule E Breakdown
IRS line-by-line category breakdown for each property. Advertising, cleaning and maintenance, insurance, mortgage interest, repairs, utilities — every category mapped to its Schedule E line number. Export as CSV or PDF to hand to your CPA. See Schedule E Export for the full walkthrough.
P&L Summary
Monthly income and expense breakdown by category. See P&L Report for details.
Export Formats
All reports export as:
- CSV — for Excel, Google Sheets, or your CPA’s own system
- PDF — formatted summary ready to print or attach to an email
Filters Available in All Reports
| Filter | Options |
|---|---|
| Year | Any year with transaction history |
| Property | All properties or a specific property |
Frequently Asked Questions
Why is Reports behind a plan gate?
Core transaction tracking (Money), obligation management, and maintenance are available on the Free plan. Reports — the outputs that turn that data into tax-ready documents — are a Host plan feature. The free tier is for running your operation; reports are for tax season and investor analysis.
Can I filter reports by individual unit?
Currently reports filter by property. Per-unit filtering is on the roadmap.
My report totals don’t match what I expected. What should I check?
- Check for unconfirmed draft transactions in Money (they don’t count in reports)
- Check that all transactions have the correct date (YTD uses calendar year, not fiscal year)
- Check that expense categories are assigned correctly — a transaction categorized as “Other” won’t appear under the right Schedule E line